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How do we make sure our members that their financial institution credentials are safe?

With strong partnerships for account data aggregation and connections and to keep your credentials safe, we use Envestnet | Yodlee who maintains bank level security and is audited like a bank. The credentials stored are hardware encrypted using FIPS 140-2 level 2 HSM and the keys used for encryption cannot be accessed by anyone, including Envestnet | Yodlee employees.