Manage everything as one smart portfolio

Discover the plan that determines how much you need to save, when you want to retire, how much you can spend in retirement, how long will that spending last and how much you can expect to leave your heirs and others.

• Retirement Planning with downside risk and upside potential probabilities of wealth accumulation.
• Range of Expected Wealth versus Risk tradeoffs to help choose your preferred benchmark.
• Ripsaw analyzes your plan with initial inputs (goals) and provides suggestions on how to adjust your inputs to provide a feasible preferred plan.
• Life events goals!

The Wealth Portfolio Dashboard is your home base for indications of portfolio construction, monitoring portfolio drift and revision decisions. Compare your aggregate risk dimensions with a customized benchmark in Net Worth or Investment mode. The dashboard also lets you see expenses and yield across your entire portfolio compared to your benchmark. Great for reducing fees and seeing yield impact on portfolio changes.

Ripsaw’s advanced Portfolio Revision Tools allow you to simulate investment scenarios by altering current investments as well as considering the effects of new alternatives before executing any trades in your investment accounts.

Manage your investments with automatically updated and readily available investment tools. The Balance Sheet and Accounts Rollup provide access to all of your web-based bank, brokerage, tax-deferred and loan accounts through connected accounts.

Ripsaw was built to make sure your finances are always secure We use 2-Factor authentication. We use bcrypt to hash passwords before even storing them. Platform hosted on AWS. We also partner with Envestnet | Yodlee who provides connections to your financial institutions with credentials stored using hardware encrypted FIPS 140-2 level 2 HSM. All credit card transactions via Stripe. Ripsaw does not execute any trades.

Don’t let high costs eat away your returns! You can use Ripsaw’s investment screener to keep fees low, see your fees clearly, and pay a low subscription instead of a % of your money. High fees diminish wealth accumulation significantly. That is why we made Ripsaw’s subscription low, affordable, and with tools to reduce fees over your lifetime.

Ripsaw’s Innovative Optimizer™and Assist™ Tools take DIY Wealth Management to the next level. The Optimizer™ solves for the allocation of wealth among the available investments in all accounts simultaneously with one click! The Assist tool analyzes that solution and suggests additional investments from its proprietary screener to add to accounts and re-optimize. Together, they complete the disciplined investment process for portfolio construction, monitoring and revision.  Learn more about the Ripsaw Optimizer™.